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Homeowners Insurance

Are you needing a fast and easy quote for an insurance policy that protects what matters most, your home?

Homeowner's Insurance covers you and your family from the unforeseen catastrophes, surrounding our beloved homes every day.

HOMEOWNERS INSURANCE COMPANIES WE WORK WITH

WHAT ARE THE DIFFERENT TYPES OF INSURANCE COVERAGE FOR MY HOME OR PROPERTY?

REAL TESTIMONIALS FROM OUR CLIENTS

GET YOUR HOMEOWNERS INSURANCE QUOTE @ NO-COST!

Homeowners Insurance Policies Broken Down 

  • ➡ HO-1:

Basic form peril insurance policy

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  • ➡ HO-2:

Broad form peril insurance policy (upgraded HO-1) 

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  • ➡ HO-3:

Special insurance (most common homeowners type)

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  • ➡ HO-4:

Contents broad (renter's insurance)

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  • ➡ HO-5:

Comprehensive insurance (Replacement costs)

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  • ➡ HO-6:

Unit owner's insurance (Condominium or co-op)

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  • ➡ HO-7:

Mobile home insurance

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  • ➡ HO-8:

Modified coverage insurance (unusual homes)

  • Does every business qualify for ERC?
    Not every business qualifies for this federal, tax credit funding. With that said, our tax credit experts only handle serious inquiries, professionals seeking advice and knowledgeable advice on how to get qualified for these limited time benefits. The provided information will be reviewed and a decision will be made on your potential eligibility. If we feel your business would be a good candidate for ERC, we handle the entire process for you start to finish, including submitting the official paperwork to the IRS. We have helped over 20 businesses get refund checks, some as large as $486,000, apply with American Policy Insurers today!
  • If my business is accepted for ERC do I have to pay these funds back?
    No, these are tax refund checks owed to you under the CARES Act, if qualified to recieve them. Our tax credit experts are ready to help determine your eligibility.
  • To qualify for this program, do only W-2 employees count for ERC credit?"
    Yes, only if the business had full-time W-2 employees between 2019-2021, will the business be eligible to receieve ERC tax credits.
  • If I have received PPP funding, am I still eligible for ERC?"
    Yes, you can still qualify for Employee Retention Credits unless it was authorized under the CARES Act. If qualified, you not have to pay these funds back, if your business meets the eligibility guidelines provided by our tax credit experts at American Policy Insurers.
  • What's considered a "decline in gross receipts"?"
    If your business experienced a shutdown due to the pandemic, a disruption in the supply chain or service your business provides, you may quaify for ERC.
  • Can non-profits apply to receive ERC?
    Yes! If you are a non-profit organization you can still get qualified for each full-time employee.
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